Official Template

Letter of Explanation (Lump Sum Deposit)

Attach this to your visa application if a large amount of money suddenly appeared in your bank account recently.

📄 Plain Text Format
LETTER OF EXPLANATION: SOURCE OF FUNDS

To the Immigration Officer,
[Insert Consulate or Immigration Department Name]
[Insert Date]

Subject: Explanation of recent large deposits in my bank account
Applicant: [Insert Your Full Name]
Application/Profile Number: [Insert Number if applicable]

Dear Sir/Madam,

I am writing to provide context regarding a recent large transaction on my attached bank statements from [Insert Bank Name], account ending in [Insert Last 4 Digits].

On [Insert Date], a deposit of [Insert Amount] was credited to my account. I would like to clarify that this amount is not a borrowed loan, but rather [Choose one: an irrevocable gift from my father / the proceeds from the sale of my car / my accumulated yearly bonus]. 

To substantiate this, I have attached the following supporting documents:
1. [e.g., An irrevocable Gift Deed sworn and notarized by my father.]
2. [e.g., My father's bank statement showing the money leaving his account.]
3. [e.g., Proof of my father's income / Bill of Sale for my vehicle.]

My total available liquid funds are [Insert Total Amount], which comfortably exceeds the minimum required proof of funds of [Insert Required Amount] for a family of [Insert Family Size]. 

Thank you for your time and for processing my application. Should you require any further documentation, I am available at [Insert Email] or [Insert Phone Number].

Sincerely,

___________________________
[Insert Your Full Name]
[Insert Your Contact Information]